Welcome Veterans, Active Mlitary and Families! I set up a special page for you because we have some unique topics to cover. My dad was a disabled vet (he served in the Navy during WWII) and a great guy. Because of him, and other veterans I have known and respected, I decided to take the coursework to become a certified Military Relocation Professional. My hope is that the information I have acquired over my long career, and through the course, will be helpful to you.
Since there are no longer active military bases around Sacramento, this page will mainly focus on VA loans and home improvement grants. There is a great deal of information available on the internet about getting these loans. I am also going to write about what to do if you can’t make your payments on any loan with added insights about VA loans.
To find out if you are eligible for a VA loan, the best place to get all of the information is at The Department of Veteran’s Affairs webpage about the eligibility. If you know or think that you are eligible, the next step is to talk to a mortgage representative. It’s smart to do this before you start looking at homes for many reasons. you want to know what you can comfortably afford for certain. These days, sellers simply will not seriously consider an offer unless the buyer has a pre-qualification letter or pre-approval letter.
So what is the difference between a pre-qualification letter and a pre-approval letter? A pre-qualification letter is a letter real estate lender stating that the lender’s representative has spoken with you about your qualifications and reviewed your credit report (the lender orders the credit report). A pre-approval letter takes things much further and traditionally states that the lender’s representative has also reviewed your proof of funds for your down payment and closing costs and has also verified your income. If you are serious about buying a home, it’s best to get the pre-approval letter as soon as you can choose a lender to work with on that project.
Good information about Home Improvement Grants for Adaptive Housing for Disabled Veterans
The Dream Makers program offers grants for down payment and closing costs to first-time home buyers of modest means who valiantly work to protect our country’s national security.
Veteran’s Housing Assistance through Insideout Community Ministries. They have a good housing program.