Are you considering a move to, or within the greater Sacramento area? Well let’s start with a list of information that buyers are often looking for, then continue to some Frequently Asked Questions.
A successful home search starts with a conversation about your real estate goals and where you are in your search. Many buyers start their search online with one of the big real estate search sites. Other start by calling on a sign, or two, in an area they find appealing. Either way, are you ready to talk to a real estate broker about your property search? If so, contact me! If you are not quite ready yet, read on…
To start, here is a comprehensive Online Relocation Guide for the Sacramento Valley.
With that sky high overview, let’s discuss neighborhoods. I represent buyers and sellers for homes from Downtown Sacramento all the way up through Placerville. That’s a big area and encompasses many neighborhoods that are very, very different – from Downtown Victorians, though brand new homes and on up the hill to ranches and homes on acreage. If you will let me know of the neighborhood that is of interest to you, I can send you more detailed information. Just shoot me an email at Pamela@Ask-Pamela.com. Let me know how I can be helpful. In the interim, here’s a link to my blog titled Lifestyles in the Greater Sacramento Area.
Real Estate Loans –
If you will be using a loan to finance your purchase, it’s really important to get pre-qualified before you start looking. These days, sellers simply will not seriously consider an offer unless the buyer has a pre-qualification letter or pre-approval letter. So what is the difference? A pre-qualification letter is a letter real estate lender stating that the lender’s representative has spoken with you about your qualifications and reviewed your credit report (the lender orders the credit report). A pre-approval letter takes things much further and traditionally states that the lender’s representative has also reviewed your proof of funds for your down payment and closing costs and has also verified your income. If you are serious about buying a home, it’s best to get the pre-approval letter as soon as you can choose a lender to work with on that project.
If you have a lender you are working with, terrific. If not, I can refer you to some local lenders. Just let me know.